Financial Information

Borrowings / Bonds

The table below shows borrowings from each financial insitution as of June 30, 2025.

Borrowings

Lender Borrowing Amount
(million yen) (Note 1)
Interest Rate
(Note 2)
Loan Origination Date Repayment Date Remarks
MUFG Bank 459 0.75%(Note 3) 2018/06/22 2026/03/23 Unsecured/Unguaranteed
500 0.77%(Note 3) 2018/06/22 2026/06/22 Unsecured/Unguaranteed
1,663 0.68%(Note 3) 2018/12/25 2026/12/30 Unsecured/Unguaranteed
550 0.59%(Note 3) 2019/06/28 2027/06/30 Unsecured/Unguaranteed
500 0.52%(Note 3) 2019/08/30 2027/08/31 Unsecured/Unguaranteed
1,300 0.59%(Note 3) 2019/09/30 2027/09/30 Unsecured/Unguaranteed
1,050 1M JPY TIBOR +0.3825% 2020/03/23 2025/09/30 Unsecured/Unguaranteed
500 0.56%(Note 3) 2020/03/23 2027/03/31 Unsecured/Unguaranteed
500 1M JPY TIBOR +0.4825% 2020/03/23 2028/03/31 Unsecured/Unguaranteed
900 0.56%(Note 3) 2020/04/02 2027/03/31 Unsecured/Unguaranteed
4,200 1M JPY TIBOR +0.4825% 2020/04/02 2028/03/31 Unsecured/Unguaranteed
708 0.47%(Note 3) 2020/07/22 2026/01/30 Unsecured/Unguaranteed
1,000 0.54%(Note 3) 2020/07/22 2027/07/30 Unsecured/Unguaranteed
2,000 0.58%(Note 3) 2020/12/10 2028/11/30 Unsecured/Unguaranteed
600 0.70%(Note 3) 2020/12/28 2029/11/30 Unsecured/Unguaranteed
1,094 0.70%(Note 3) 2021/03/22 2028/09/29 Unsecured/Unguaranteed
1,500 0.80%(Note 3) 2021/03/22 2029/09/28 Unsecured/Unguaranteed
2,500 0.54%(Note 3) 2021/06/22 2028/06/30 Unsecured/Unguaranteed
2,570 0.64%(Note 3) 2021/06/22 2029/11/30 Unsecured/Unguaranteed
500 0.65%(Note 3) 2021/09/30 2029/06/29 Unsecured/Unguaranteed
870 0.65%(Note 3) 2021/10/01 2029/06/29 Unsecured/Unguaranteed
1,000 3M JPY TIBOR +0.5575% 2022/02/28 2030/08/30 Unsecured/Unguaranteed
1,000 1.58%(Note 3) 2022/06/30 2029/09/28 Unsecured/Unguaranteed
1,000 1.02%(Note 3) 2022/09/22 2028/09/29 Unsecured/Unguaranteed
1,500 3M JPY TIBOR +0.5325% 2022/09/22 2030/09/30 Unsecured/Unguaranteed
1,050 3M JPY TIBOR +0.5575% 2022/10/04 2031/03/31 Unsecured/Unguaranteed
1,000 1.60%(Note 3) 2022/12/30 2030/03/29 Unsecured/Unguaranteed
700 1.10%(Note 3) 2023/06/30 2029/06/29 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.4825% 2023/06/30 2030/06/28 Unsecured/Unguaranteed
1,500 3M JPY TIBOR +0.5325% 2023/06/30 2031/06/30 Unsecured/Unguaranteed
1,250 1.28% 2024/02/01 2032/03/31 Unsecured/Unguaranteed
1,900 1.30% 2024/03/01 2032/09/30 Unsecured/Unguaranteed
1,000 1.47%(Note 3) 2024/03/29 2029/03/30 Unsecured/Unguaranteed
1,700 3M JPY TIBOR +0.4825% 2024/03/29 2031/03/31 Unsecured/Unguaranteed
1,500 3M JPY TIBOR +0.5075% 2024/03/29 2031/09/30 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.5200% 2024/06/24 2032/03/31 Unsecured/Unguaranteed
1,260 1.75% 2025/03/24 2031/03/31 Unsecured/Unguaranteed
2,010 2.02% 2025/03/24 2033/03/31 Unsecured/Unguaranteed
2,000 1M JPY TIBOR +0.4825% 2025/06/23 2032/06/30 Unsecured/Unguaranteed
1,330 1M JPY TIBOR +0.5200% 2025/06/23 2033/03/31 Unsecured/Unguaranteed
subtotal 49,164
Sumitomo Mitsui Banking Corporation 1,500 0.75%(Note 3) 2018/06/22 2026/03/23 Unsecured/Unguaranteed
1,612 0.77%(Note 3) 2018/06/22 2026/06/22 Unsecured/Unguaranteed
700 1M JPY TIBOR +0.3825% 2020/03/23 2025/09/30 Unsecured/Unguaranteed
400 0.56%(Note 3) 2020/03/23 2027/03/31 Unsecured/Unguaranteed
400 1M JPY TIBOR +0.4825% 2020/03/23 2028/03/31 Unsecured/Unguaranteed
600 0.56%(Note 3) 2020/04/02 2027/03/31 Unsecured/Unguaranteed
2,500 1M JPY TIBOR +0.4825% 2020/04/02 2028/03/31 Unsecured/Unguaranteed
824 0.47%(Note 3) 2020/07/22 2026/01/30 Unsecured/Unguaranteed
1,000 0.54%(Note 3) 2020/07/22 2027/07/30 Unsecured/Unguaranteed
2,000 0.58%(Note 3) 2020/12/10 2028/11/30 Unsecured/Unguaranteed
550 0.70%(Note 3) 2020/12/28 2029/11/30 Unsecured/Unguaranteed
666 0.70%(Note 3) 2021/03/22 2028/09/29 Unsecured/Unguaranteed
1,500 0.80%(Note 3) 2021/03/22 2029/09/28 Unsecured/Unguaranteed
1,000 0.54%(Note 3) 2021/06/22 2028/06/30 Unsecured/Unguaranteed
1,570 0.64%(Note 3) 2021/06/22 2029/11/30 Unsecured/Unguaranteed
450 0.65%(Note 3) 2021/09/30 2029/06/29 Unsecured/Unguaranteed
770 0.65%(Note 3) 2021/10/01 2029/06/29 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.5575% 2022/02/28 2030/08/30 Unsecured/Unguaranteed
500 1.02%(Note 3) 2022/09/22 2028/09/29 Unsecured/Unguaranteed
1,000 3M JPY TIBOR +0.5325% 2022/09/22 2030/09/30 Unsecured/Unguaranteed
1,000 3M JPY TIBOR +0.5575% 2022/10/04 2031/03/31 Unsecured/Unguaranteed
1,000 1.60%(Note 3) 2022/12/30 2030/03/29 Unsecured/Unguaranteed
700 1.10%(Note 3) 2023/06/30 2029/06/29 Unsecured/Unguaranteed
800 3M JPY TIBOR +0.5325% 2023/06/30 2031/06/30 Unsecured/Unguaranteed
2,500 3M JPY TIBOR +0.5617% 2024/03/01 2032/09/30 Unsecured/Unguaranteed
1,900 3M JPY TIBOR +0.5075% 2024/03/29 2031/09/30 Unsecured/Unguaranteed
1,500 3M JPY TIBOR +0.5200% 2024/06/24 2032/03/31 Unsecured/Unguaranteed
150 1M JPY TIBOR +0.4825% 2025/03/24 2032/03/31 Unsecured/Unguaranteed
1,250 1M JPY TIBOR +0.5200% 2025/06/23 2033/03/31 Unsecured/Unguaranteed
subtotal 30,842
Mizuho Bank 500 0.75%(Note 3) 2018/06/22 2026/03/23 Unsecured/Unguaranteed
500 0.77%(Note 3) 2018/06/22 2026/06/22 Unsecured/Unguaranteed
1,000 0.68%(Note 3) 2018/12/25 2026/12/30 Unsecured/Unguaranteed
5,500 0.69%(Note 3) 2020/04/02 2029/03/31 Unsecured/Unguaranteed
500 0.60%(Note 3) 2020/05/29 2028/05/31 Unsecured/Unguaranteed
630 0.61%(Note 3) 2021/10/01 2028/09/29 Unsecured/Unguaranteed
1,200 1.57%(Note 3) 2022/10/31 2029/10/31 Unsecured/Unguaranteed
2,000 3M JPY TIBOR +0.5325% 2023/03/31 2031/03/31 Unsecured/Unguaranteed
2,000 3M JPY TIBOR +0.5075% 2023/03/31 2030/09/30 Unsecured/Unguaranteed
1,000 0.85%(Note 3) 2023/03/31 2028/03/31 Unsecured/Unguaranteed
2,000 3M JPY TIBOR +0.5658% 2024/02/01 2032/09/30 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.5075% 2024/03/29 2031/09/30 Unsecured/Unguaranteed
1,000 1M JPY TIBOR +0.5325% 2024/10/31 2032/10/29 Unsecured/Unguaranteed
500 1M JPY TIBOR +0.4325% 2025/06/23 2031/06/30 Unsecured/Unguaranteed
subtotal 18,830
SBI Shinsei Bank 1,000 0.68%(Note 3) 2018/12/25 2026/12/30 Unsecured/Unguaranteed
700 1M JPY TIBOR +0.3825% 2020/03/23 2025/09/30 Unsecured/Unguaranteed
400 0.56%(Note 3) 2020/03/23 2027/03/31 Unsecured/Unguaranteed
800 1M JPY TIBOR +0.4825% 2020/03/23 2028/03/31 Unsecured/Unguaranteed
400 0.56%(Note 3) 2020/04/02 2027/03/31 Unsecured/Unguaranteed
1,700 1M JPY TIBOR +0.4825% 2020/04/02 2028/03/31 Unsecured/Unguaranteed
239 0.47%(Note 3) 2020/07/22 2026/01/30 Unsecured/Unguaranteed
1,000 0.54%(Note 3) 2020/07/22 2027/07/30 Unsecured/Unguaranteed
1,000 0.58%(Note 3) 2020/12/10 2028/11/30 Unsecured/Unguaranteed
500 0.70%(Note 3) 2021/03/22 2028/09/29 Unsecured/Unguaranteed
1,242 0.64%(Note 3) 2021/06/22 2029/11/30 Unsecured/Unguaranteed
630 0.65%(Note 3) 2021/10/01 2029/06/29 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.5575% 2022/02/28 2030/08/30 Unsecured/Unguaranteed
500 1.02%(Note 3) 2022/09/22 2028/09/29 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.5325% 2022/09/22 2030/09/30 Unsecured/Unguaranteed
600 3M JPY TIBOR +0.4825% 2023/06/30 2030/06/28 Unsecured/Unguaranteed
600 3M JPY TIBOR +0.5325% 2023/06/30 2031/06/30 Unsecured/Unguaranteed
800 3M JPY TIBOR +0.4825% 2023/09/29 2030/09/30 Unsecured/Unguaranteed
1,000 3M JPY TIBOR +0.5617% 2024/03/01 2032/09/30 Unsecured/Unguaranteed
1,440 3M JPY TIBOR +0.4825% 2024/03/29 2031/03/31 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.4825% 2025/03/24 2032/03/31 Unsecured/Unguaranteed
1,000 3M JPY TIBOR +0.5325% 2025/03/24 2033/03/31 Unsecured/Unguaranteed
680 1M JPY TIBOR +0.4825% 2025/06/23 2032/06/30 Unsecured/Unguaranteed
subtotal 17,731
Resona Bank 400 0.75%(Note 3) 2018/06/22 2026/03/23 Unsecured/Unguaranteed
440 0.77%(Note 3) 2018/06/22 2026/06/22 Unsecured/Unguaranteed
1,000 0.68%(Note 3) 2018/12/25 2026/12/30 Unsecured/Unguaranteed
1,000 1M JPY TIBOR +0.4825% 2020/04/02 2028/03/31 Unsecured/Unguaranteed
315 0.47%(Note 3) 2020/07/22 2026/01/30 Unsecured/Unguaranteed
1,000 0.54%(Note 3) 2020/07/22 2027/07/30 Unsecured/Unguaranteed
500 0.91%(Note 3) 2020/10/30 2028/04/28 Unsecured/Unguaranteed
300 0.58%(Note 3) 2020/12/10 2028/11/30 Unsecured/Unguaranteed
659 0.54%(Note 3) 2021/06/22 2028/06/30 Unsecured/Unguaranteed
659 0.64%(Note 3) 2021/06/22 2029/11/30 Unsecured/Unguaranteed
300 0.65%(Note 3) 2021/10/01 2029/06/29 Unsecured/Unguaranteed
500 1.58%(Note 3) 2022/06/30 2029/09/28 Unsecured/Unguaranteed
1,000 3M JPY TIBOR +0.5325% 2022/09/22 2030/09/30 Unsecured/Unguaranteed
800 1.57%(Note 3) 2022/10/04 2029/09/28 Unsecured/Unguaranteed
1,100 1.55%(Note 3) 2023/06/30 2029/11/30 Unsecured/Unguaranteed
1,100 3M JPY TIBOR +0.5325% 2023/06/30 2031/06/30 Unsecured/Unguaranteed
1,000 3M JPY TIBOR +0.5617% 2024/03/01 2032/09/30 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.4825% 2024/03/29 2031/03/31 Unsecured/Unguaranteed
1,200 1M JPY TIBOR +0.5325% 2024/10/31 2032/10/29 Unsecured/Unguaranteed
780 3M JPY TIBOR +0.4825% 2025/03/24 2032/03/31 Unsecured/Unguaranteed
1,000 1M JPY TIBOR +0.4825% 2025/06/23 2032/06/30 Unsecured/Unguaranteed
subtotal 15,553
Aozora Bank 1,200 0.75%(Note 3) 2018/06/22 2026/03/23 Unsecured/Unguaranteed
1,200 0.77%(Note 3) 2018/06/22 2026/06/22 Unsecured/Unguaranteed
500 0.68%(Note 3) 2018/12/25 2026/12/30 Unsecured/Unguaranteed
1,000 0.56%(Note 3) 2020/03/23 2027/03/31 Unsecured/Unguaranteed
500 0.70%(Note 3) 2021/03/22 2028/09/29 Unsecured/Unguaranteed
1,054 0.80%(Note 3) 2021/03/22 2029/09/28 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.5575% 2022/02/28 2030/08/30 Unsecured/Unguaranteed
400 3M JPY TIBOR +0.5325% 2023/06/30 2031/06/30 Unsecured/Unguaranteed
1,200 3M JPY TIBOR +0.5200% 2024/06/24 2032/03/31 Unsecured/Unguaranteed
300 3M JPY TIBOR +0.4825% 2025/03/24 2032/03/31 Unsecured/Unguaranteed
500 1M JPY TIBOR +0.4825% 2025/06/23 2032/06/30 Unsecured/Unguaranteed
subtotal 8,354
The Bank of Fukuoka 450 0.75%(Note 3) 2018/06/22 2026/03/23 Unsecured/Unguaranteed
450 0.77%(Note 3) 2018/06/22 2026/06/22 Unsecured/Unguaranteed
1,000 0.68%(Note 3) 2018/12/25 2026/12/30 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.5575% 2022/02/28 2030/08/30 Unsecured/Unguaranteed
500 1.02%(Note 3) 2022/09/22 2028/09/29 Unsecured/Unguaranteed
1,000 3M JPY TIBOR +0.5075% 2024/03/29 2031/09/30 Unsecured/Unguaranteed
450 3M JPY TIBOR +0.5200% 2024/06/24 2032/03/31 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.5325% 2025/03/24 2033/03/31 Unsecured/Unguaranteed
subtotal 4,850
Development Bank of Japan Inc. 1,000 0.75% 2018/06/22 2026/06/22 Unsecured/Unguaranteed
1,000 0.48% 2019/09/30 2027/09/30 Unsecured/Unguaranteed
1,500 0.83% 2022/09/22 2028/09/29 Unsecured/Unguaranteed
subtotal 3,500
Sumitomo Mitsui Trust Bank, Limited 500 0.51%(Note 3) 2021/10/01 2026/09/30 Unsecured/Unguaranteed
800 3M JPY TIBOR +0.5325% 2022/10/04 2030/09/30 Unsecured/Unguaranteed
1,200 1.57%(Note 3) 2022/10/31 2029/10/31 Unsecured/Unguaranteed
1,950 3M JPY TIBOR +0.5325% 2024/02/01 2032/01/30 Unsecured/Unguaranteed
1,500 3M JPY TIBOR +0.5075% 2024/03/29 2031/09/30 Unsecured/Unguaranteed
1,000 1M JPY TIBOR +0.5075% 2024/11/29 2032/05/31 Unsecured/Unguaranteed
subtotal 6,950
Mizuho Trust & Banking 1,000 0.43%(Note 3) 2020/12/10 2025/11/28 Unsecured/Unguaranteed
700 1M JPY TIBOR +0.5325% 2024/10/31 2032/10/29 Unsecured/Unguaranteed
500 1M JPY TIBOR +0.4075% 2025/05/30 2030/05/31 Unsecured/Unguaranteed
subtotal 2,200
The Hyakugo Bank 1,000 1.48%(Note 3) 2024/06/28 2029/06/29 Unsecured/Unguaranteed
subtotal 1,000
The Hiroshima Bank 1,000 3M JPY TIBOR +0.5408% 2024/02/01 2032/03/31 Unsecured/Unguaranteed
500 1.48%(Note 3) 2024/06/28 2029/06/29 Unsecured/Unguaranteed
500 1.50%(Note 3) 2024/08/30 2029/08/31 Unsecured/Unguaranteed
subtotal 2,000
The Musashino Bank 500 0.79%(Note 3) 2022/04/28 2027/04/30 Unsecured/Unguaranteed
500 1M JPY TIBOR +0.4075% 2025/05/30 2030/05/31 Unsecured/Unguaranteed
subtotal 1,000
The Norinchukin Bank 505 0.47%(Note 3) 2020/07/22 2026/01/30 Unsecured/Unguaranteed
800 1.62%(Note 3) 2022/10/04 2030/03/29 Unsecured/Unguaranteed
2,500 3M JPY TIBOR +0.5408% 2024/02/01 2032/03/31 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.5325% 2025/03/24 2033/03/31 Unsecured/Unguaranteed
subtotal 4,305
The Kagawa Bank 700 0.53%(Note 3) 2019/06/28 2026/06/30 Unsecured/Unguaranteed
subtotal 700
The Ashikaga Bank 500 1.47%(Note 3) 2024/03/29 2029/03/30 Unsecured/Unguaranteed
subtotal 500
The Senshu Ikeda Bank 500 1.57%(Note 3) 2022/10/04 2029/09/28 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.4617% 2024/08/30 2031/03/31 Unsecured/Unguaranteed
subtotal 1,000
Nippon Life Insurance 500 0.80% 2018/12/25 2026/12/30 Unsecured/Unguaranteed
subtotal 500
The Dai-ichi Life Insurance 300 0.70% 2020/11/30 2027/11/30 Unsecured/Unguaranteed
500 0.76% 2022/10/04 2028/09/29 Unsecured/Unguaranteed
200 1.03% 2023/10/31 2028/10/31 Unsecured/Unguaranteed
subtotal 1,000
THE NISHI-NIPPON CITY BANK 758 0.54%(Note 3) 2020/07/22 2027/07/30 Unsecured/Unguaranteed
900 0.88%(Note 3) 2022/04/28 2028/04/28 Unsecured/Unguaranteed
subtotal 1,658
The Yamaguchi Bank, Ltd. 1,500 0.73%(Note 3) 2020/12/10 2030/11/29 Unsecured/Unguaranteed
900 3M JPY TIBOR +0.5575% 2022/04/28 2030/10/31 Unsecured/Unguaranteed
subtotal 2,400
The 77 Bank, Ltd. 1,000 0.58%(Note 3) 2020/12/10 2028/11/30 Unsecured/Unguaranteed
500 0.65%(Note 3) 2021/10/01 2029/06/29 Unsecured/Unguaranteed
500 3M JPY TIBOR +0.5408% 2024/02/01 2032/03/31 Unsecured/Unguaranteed
subtotal 2,000
Kansai Mirai Bank, Limited 500 0.73%(Note 3) 2020/11/30 2030/11/29 Unsecured/Unguaranteed
500 0.58%(Note 3) 2020/12/10 2028/11/30 Unsecured/Unguaranteed
500 1.57%(Note 3) 2022/10/04 2029/09/28 Unsecured/Unguaranteed
subtotal 1,500
The Bank of Kyoto, Ltd. 500 0.70%(Note 3) 2021/02/26 2028/08/31 Unsecured/Unguaranteed
1,000 3M JPY TIBOR +0.5617% 2024/03/01 2032/09/30 Unsecured/Unguaranteed
subtotal 1,500
The Higo Bank, Ltd. 500 0.74%(Note 3) 2021/03/01 2029/02/28 Unsecured/Unguaranteed
subtotal 500
The Bank of Yokohama, Ltd. 500 3M JPY TIBOR +0.5575% 2022/02/28 2030/08/30 Unsecured/Unguaranteed
subtotal 500
The Gunma Bank, Ltd. 1,000 3M JPY TIBOR +0.5575% 2022/04/28 2030/10/31 Unsecured/Unguaranteed
subtotal 1,000
The Juhachi-Shinwa Bank, Ltd. 600 3M JPY TIBOR +0.5200% 2024/06/24 2032/03/31 Unsecured/Unguaranteed
600
The Yamanashi Chuo Bank, Ltd. 500 1.57%(Note 3) 2022/10/04 2029/09/28 Unsecured/Unguaranteed
500
The Yamagata Bank, Ltd. 500 3M JPY TIBOR +0.4617% 2024/08/30 2031/03/31 Unsecured/Unguaranteed
500
total 182,637        
  • The amount is rounded down to the nearest unit shown in each column.
  • Interest rate is rounded to the second decimal place.
  • These are borrowings with floating interest rates, but the interest rates are fixed through interest rate swap agreements. The interest rates in consideration of swaps are stated.

Investment Corporation Bonds

Name Issue Amount
(million yen)
Interest Rate Issue Date Redemption Date Remarks
Fourth Unsecured Investment Corporation Bond 2,500 0.72% 2016/06/15 2026/06/15 Unsecured/Unguaranteed
Fifth Unsecured Investment Corporation Bond 1,600 0.66% 2017/06/09 2027/06/09 Unsecured/Unguaranteed
Sixth Unsecured Investment Corporation Bond 3,000 0.73% 2017/09/21 2027/09/21 Unsecured/Unguaranteed
First Unsecured Investment Corporation Bond 4,000 0.55% 2021/01/28 2026/01/28 Unsecured/Unguaranteed
Second Unsecured Investment Corporation Bond 6,000 0.55% 2021/02/09 2026/02/09 Unsecured/Unguaranteed
Third Unsecured Investment Corporation Bond 3,000 0.59% 2021/04/28 2031/04/28 Unsecured/Unguaranteed
Fourth Unsecured Investment Corporation Bond 2,000 0.46% 2022/01/25 2032/01/23 Unsecured/Unguaranteed
total 22,100        
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